The Aquila ISO small business finance manual part I

An introduction to how we underwrite: The Bank Login to get Underwriting data.

The application process at Aquila is built for speed. Our mission is to be the fastest to get merchants and ISOs their money. We process all merchant applications complete online, all the way from sign-up to fund deposits and commissions. A key element of our process is the Merchant Referral link where we ask merchants to link their business bank accounts upon application.

After accessing business bank account transactions, we run analysis to determine whether the merchant’s receivables qualify for new funding. Within minutes, we notify our ISO partners of the underwriting decision and the qualifications for funding. If the merchant’s business bank accounts qualify for small business funding, we are able to confirm the amount, the rate, and the duration, immediately.

Aquila Bank Login Link
Aquila Bank Login Link

Why do things this way?

Most financial institutions use credit scores as the basis of their analysis. We believe that there is more to people and their businesses than just a number. Our method gives merchants a chance to keep their business alive in spite of their low FICO score. The Aquila method helps our ISOs make use of any lead that has been previously declined or are at high risk of decline. Through this workflow, all our ISOs keep control of their merchant relationships.


Aquila was designed to empower ISOs by giving them the ability to refer as many merchants as possible while keeping their relationships in-house. One last tip for those who were brave enough to read all the way. The merchants that you sign in to Aquila will be locked as yours. You can sign as many merchants as possible. Why not sign all the merchants in your database?

Don’t throw paper away,

throw it our way!

Gabriel Gmora
ISO Partnerships Manager
A Small Business Cash Flow Platform
gabriel[ atsign ]aquilacashflow |dot| com
Phone: +1 (415) 598-9549

10 branded ISO and broker landing pages winning commissions


At Aquila, we learned that small business merchants seek trust and guidance in making their financing business decisions. Merchants want the best pricing for business funding and they want funding quickly. ISOs and brokers want to convert as many winning deals to funding status in the shortest possible time. However, most merchants aren’t sure where their files are sent. Many merchants tell us they are confused or frustrated because they are not aware of who is underwriting their cash flow.

At Aquila, we aim to personalize each first merchant experience on our platform. We do so by placing the logo of our ISO partner in clearly visible format for merchants to view. If merchants know where they are in the underwriting and cash flow analysis flow, the faster and easier they will move through the underwriting funnel.

Taariq Aquila Landing Page
Taariq Aquila Landing Page

Congratulations to the new ISO Brands on Aquila.

Today, we congratulate the ISOs that are powering new merchant funding by adding their logos to the Aquila landing pages for their underwriting funnels. We expect these merchants will enjoy faster conversions to funding as more merchants use their landing pages for financial analysis and short-term funding. Each of the listed landing pages may be use across any public marketing channels to drive conversions to funding. We encourage all our ISOs to increase the reach of their landing pages for increased funding opportunities.

ISO Name Aquila Public Landing Page with Logos
Clarendon Financial
Alt Cap USA
Uplyft Capital
BIZ Cash Solutions
Lyft Capital
MCA Global
Texas Business Dev Center


If you are an ISO or broker, and you want more conversions to funded merchants, send us a picture file of your company’s logo so that we can keep your brand in front of your merchants. You may use the Aquila link in all your marketing channels and your emails so that merchants may convert to funding at a higher number. Our funding rate is public and 20 linked bank accounts may drive anywhere from $3,000 to $9,000 per week in commissions.

Three ways Aquila empowers small business, financial service brokers


Our last blog post, last week, was a game changer in the small business, daily funding space. We were overwhelmed with over 100 new ISO, broker, and small business registrations to our platform, after our post hit Debanked. When we spoke with the new brokers joining on our network, many asked “What does Aquila really do for ISOs?” We thus wanted to share a quick piece on the three ways Aquila empowers our network of small business ISOs and brokers.

Automated Sales Funnel Alerts

On Aquila, when small business, merchant-applicants go through the Aquila Funding Funnel, we empower their broker and ISOs. We do this when we deliver message alerts with updates on the merchant’s activity in each phase of the underwriting funnel. Alerts are delivered by email, SMS, and mobile messaging applications including Telegram, Discord, and Slack. These alerts make it easy for any ISO to understand what tasks their merchants have completed toward the funding decision. As such, we deliver automated, complete awareness of merchant positions in our funnel. This allow ISOs to spend less time lost and confused and more time capturing commission from high probability funding opportunities.

One-Click ISO Tools

Small business merchants seeking business financing are usually fielding competing offers form tens of small business lenders and other brokers. Fierce competition means that merchants are often distracted from their workflow of tasks needed to qualify for funding on Aquila. When a merchant has not completed a stage in the funnel, Aquila enables ISO to send quick reminders for merchants to continue the process. Also, when a merchant is qualified for renewals, ISOs can quickly submit these qualified merchants for renewal funding. With these on-click tools, ISOs can intervene in the funding funnel to move the process along quickly and to restart funding that may have stalled.

Push the button!
Push the button!

Real-time Commissions on Dashboard

Aquila is 100% committed to its broker network. As such, we pay commissions each day to several of our ISO partners. Our Aquila dashboard delivers real-time awareness into ISO partner commissions pending and commissions paid. We continue to work on our dashboard. We always focus on supporting the most critical features ISOs need to deliver more successful funding for our brokers.


With the top three points, Aquila empowers its brokers to process more merchant applicants faster, with easier access to awareness on funnel performance and real-time commissions. If you’re not yet an Aquila ISO or broker, register here and if you are, login and start using your Aquila landing page here: give us a call and let us help you get your Aquila landing page customized so it’s inviting and ready for merchants to sign-up and link their bank accounts for funding.